That's a little different than the decimal tabulator on my SG-1 works: You use the set/clear keys to set the tabs anywhere you want. Then, when you push the tab button with the decimal on it, the carriage will stop exactly at any of those stops. The other tab keys are for entering a certain number of digits so that the decimals always line up. E.g. When you push the tab stop button with a 1 on it, it stops one position before where you set the tab stop. The tab button with 10 stops two beforehand. The 0.1 button stops one stop after the tab stop, etc.
My understanding is that if you were filling out a form or writing a bunch of prices, you'd go set tab stops anywhere you'd want decimals to be (so everything lines up), then when you enter a particular number, you hit the tab key corresponding to the magnitude of the number you'll type. So, to type 9632.12, you'd hit the 10,000 tab key, it'd zoom to 4 characters before the stop, and you'd type your number in, which would cause the decimal to be exactly at the stop you set. If on the next line, you entered 1.99, you'd hit the 1 tab key, enter 1.99, and the decimal would line up perfectly with the preceding line.
So, for general prose writing, I never use anything but the decimal tab key.
This is the only (functioning) decimal tabulator machine I've got, so I'm not sure if this is true for all brands.